{"id":60310,"date":"2026-05-16T08:00:55","date_gmt":"2026-05-15T23:00:55","guid":{"rendered":"https:\/\/norimen.net\/?p=60310"},"modified":"2026-05-16T18:35:20","modified_gmt":"2026-05-16T09:35:20","slug":"viec-bai-bo-giay-nhan-no-cua-cac-nha-thau-tong-hop","status":"publish","type":"post","link":"https:\/\/norimen.net\/vi\/general-contractors-promissory-note-abolition\/","title":{"rendered":"Vi\u1ec7c lo\u1ea1i b\u1ecf h\u1ed1i phi\u1ebfu c\u00f3 gi\u00fap c\u00e1c nh\u00e0 th\u1ea7u ph\u1ee5 b\u1edbt v\u1ea5t v\u1ea3 h\u01a1n kh\u00f4ng? | M\u1eb7t tr\u00e1i c\u1ee7a vi\u1ec7c c\u00e1c t\u1ed5ng th\u1ea7u x\u00e2y d\u1ef1ng b\u00e3i b\u1ecf h\u1ed1i phi\u1ebfu v\u00e0 th\u1ecb tr\u01b0\u1eddng ph\u00ed d\u1ecbch v\u1ee5 m\u1edbi"},"content":{"rendered":"<p>Xin ch\u00e0o m\u1ecdi ng\u01b0\u1eddi.<br \/>\n\u0110\u00e2y l\u00e0 Enta.<\/p>\n<p>M\u1edbi \u0111\u00e2y t\u00f4i \u0111\u00e3 \u0111\u1ecdc \u0111\u01b0\u1ee3c m\u1ed9t tin t\u1ee9c nh\u01b0 th\u1ebf n\u00e0y.<\/p>\n<figure id=\"attachment_60318\" aria-describedby=\"caption-attachment-60318\" style=\"width: 600px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-60318\" src=\"https:\/\/norimen.net\/wordpress\/wp-content\/uploads\/2026\/05\/d413ac85fb430f1dd9d19a9cf97abc4b.jpg\" alt=\"T\u00ecnh h\u00ecnh kinh t\u1ebf trong b\u1ed1i c\u1ea3nh b\u00e3i b\u1ecf s\u00e9c\" width=\"600\" height=\"338\" \/><figcaption id=\"caption-attachment-60318\" class=\"wp-caption-text\">T\u00ecnh h\u00ecnh kinh t\u1ebf trong b\u1ed1i c\u1ea3nh b\u00e3i b\u1ecf s\u00e9c<\/figcaption><\/figure>\n<p><a href=\"https:\/\/www.nikkei.com\/article\/DGXZQOUB010DH0R00C26A5000000\/\" target=\"_blank\" rel=\"noopener\">C\u00e1c t\u1eadp \u0111o\u00e0n x\u00e2y d\u1ef1ng l\u1edbn \u0111\u00e3 b\u00e3i b\u1ecf h\u00ecnh th\u1ee9c thanh to\u00e1n b\u1eb1ng h\u1ed1i phi\u1ebfu v\u00e0 chuy\u1ec3n sang thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t<\/a>\u0110\u00f3 l\u00e0 n\u1ed9i dung c\u00e2u chuy\u1ec7n.<\/p>\n<p>N\u00f3i th\u1eb3ng ra th\u00ec t\u00f4i c\u00f3 c\u1ea3m gi\u00e1c ki\u1ec3u \u201cM\u00e3i \u0111\u1ebfn b\u00e2y gi\u1edd m\u1edbi c\u00f3 \u00e0!\u201d, nh\u01b0ng \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1ecf th\u00ec \u0111\u00e2y l\u1ea1i l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 kh\u00e1 l\u1edbn.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-60312\" src=\"https:\/\/norimen.net\/wordpress\/wp-content\/uploads\/2026\/05\/9f20ed78ac097de79edc6e2a2c949086.jpg\" alt=\"V\u1edbi v\u1ebb m\u1eb7t ng\u1ea1c nhi\u00ean tr\u01b0\u1edbc ti\u00eau \u0111\u1ec1 \u201cC\u00e1c t\u1eadp \u0111o\u00e0n x\u00e2y d\u1ef1ng l\u1edbn b\u00e3i b\u1ecf s\u00e9c\u201d\" width=\"600\" height=\"338\" \/><\/p>\n<hr \/>\n<h2>T\u1ea1i sao c\u00e1c c\u00f4ng ty x\u00e2y d\u1ef1ng t\u1ed5ng th\u1ea7u l\u1edbn l\u1ea1i s\u1eed d\u1ee5ng h\u1ed1i phi\u1ebfu?<\/h2>\n<p>Th\u1ef1c ra, t\u1ea1i sao c\u00e1c c\u00f4ng ty x\u00e2y d\u1ef1ng t\u1ed5ng th\u1ea7u l\u1edbn l\u1ea1i ch\u1ec9 s\u1eed d\u1ee5ng s\u00e9c?<br \/>\nC\u00f3 l\u00fd do cho \u0111i\u1ec1u n\u00e0y.<\/p>\n<p>C\u00e1c c\u00f4ng ty x\u00e2y d\u1ef1ng t\u1ed5ng th\u1ea7u l\u1edbn th\u00ec s\u1ed1 ti\u1ec1n h\u1ecd x\u1eed l\u00fd th\u1ef1c s\u1ef1 l\u00e0 con s\u1ed1 kh\u1ed5ng l\u1ed3.<br \/>\nM\u1ed7i th\u00e1ng, s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi 100 t\u1ef7 v\u00e0 200 t\u1ef7 \u0111\u01b0\u1ee3c lu\u00e2n chuy\u1ec3n v\u1edbi t\u1ed1c \u0111\u1ed9 ch\u00f3ng m\u1eb7t.<br \/>\nV\u1ea5n \u0111\u1ec1 \u1edf \u0111\u00e2y l\u00e0 li\u1ec7u c\u00f3 th\u1ec3 chu\u1ea9n b\u1ecb s\u1eb5n s\u1ed1 ti\u1ec1n m\u1eb7t l\u1edbn nh\u01b0 v\u1eady m\u1ed9t c\u00e1ch su\u00f4n s\u1ebb h\u00e0ng th\u00e1ng hay kh\u00f4ng!?<\/p>\n<p>Kh\u00f4ng th\u1ec3 n\u00e0o c\u00f4ng ty l\u1ea1i c\u1ea5t gi\u1eef s\u1ed1 ti\u1ec1n m\u1eb7t \u0111\u00f3 trong k\u00e9t s\u1eaft \u0111\u01b0\u1ee3c \u0111\u00e2u (c\u01b0\u1eddi)<\/p>\n<p>D\u00f9 c\u00f4ng ty c\u00f3 sinh l\u1eddi \u0111i ch\u0103ng n\u1eefa, t\u00e0i s\u1ea3n r\u00f2ng c\u0169ng kh\u00f4ng \u0111\u1ed3ng ngh\u0129a v\u1edbi ti\u1ec1n m\u1eb7t.<br \/>\nTrong tr\u01b0\u1eddng h\u1ee3p c\u1ee7a ch\u00fang t\u00f4i, \u0111\u00f3 l\u00e0 m\u00e1y khoan l\u1ed7 v\u00e0 m\u00e1y phun v\u1eefa<strong>T\u00e0i s\u1ea3n c\u1ed1 \u0111\u1ecbnh<\/strong>\u0111\u00e3 tr\u1edf th\u00e0nh.<br \/>\nV\u00ec v\u1eady, l\u1ebd ra ph\u1ea3i c\u00f3 l\u1ee3i nhu\u1eadn, nh\u01b0ng l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t l\u1ea1i \u00edt h\u01a1n d\u1ef1 ki\u1ebfn.<br \/>\n\u0110\u00f3 ch\u00ednh l\u00e0 l\u00fd do t\u1ea1i sao h\u1ecd ph\u1ea3i vay ti\u1ec1n t\u1eeb ng\u00e2n h\u00e0ng \u0111\u1ec3 b\u00f9 \u0111\u1eafp ph\u1ea7n thi\u1ebfu h\u1ee5t.<\/p>\n<p>Ch\u1eafc h\u1eb3n b\u1ea1n \u0111ang t\u1ef1 h\u1ecfi: \u201cV\u1eady s\u1ed1 ti\u1ec1n m\u1eb7t \u0111\u00f3 \u0111\u00e3 bi\u1ebfn m\u1ea5t \u0111i \u0111\u00e2u r\u1ed3i?\u201d<br \/>\nS\u1ed1 ti\u1ec1n \u0111\u00f3 \u0111\u00e3 \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 chi tr\u1ea3 cho chi ph\u00ed nguy\u00ean v\u1eadt li\u1ec7u v\u00e0 chi ph\u00ed s\u1eeda ch\u1eefa m\u00e1y m\u00f3c trong th\u00e1ng tr\u01b0\u1edbc.<br \/>\nT\u00f4i s\u1ebd quay l\u1ea1i s\u1edbm th\u00f4i, ch\u1ec9 l\u00e0 ch\u01b0a ph\u1ea3i l\u00fac n\u00e0y th\u00f4i m\u00e0 (c\u01b0\u1eddi).<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-60313\" src=\"https:\/\/norimen.net\/wordpress\/wp-content\/uploads\/2026\/05\/2023-06-20-08.53.33.jpg\" alt=\"M\u00e1y qu\u00e9t Trimble\" width=\"600\" height=\"450\" \/><\/p>\n<hr \/>\n<h2>C\u00f4ng ty c\u00f3 n\u1ee3 = C\u00f4ng ty c\u00f3 uy t\u00edn<\/h2>\n<p>Th\u01b0\u1eddng th\u00ec ng\u01b0\u1eddi ta hay n\u00f3i r\u1eb1ng: \u201cDoanh nghi\u1ec7p kh\u00f4ng n\u1ee3 n\u1ea7n n\u00ean l\u00e0 doanh nghi\u1ec7p t\u1ed1t!\u201d, ph\u1ea3i kh\u00f4ng n\u00e0o?<br \/>\nC\u00e2u n\u00e0y, m\u1ed9t n\u1eeda \u0111\u00fang, m\u1ed9t n\u1eeda sai.<\/p>\n<p>Th\u1ef1c ra th\u00ec<strong>H\u1ea7u h\u1ebft c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn \u0111\u1ec1u duy tr\u00ec ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u1eb1ng c\u00e1ch xoay v\u00f2ng c\u00e1c kho\u1ea3n vay ng\u00e2n h\u00e0ng<\/strong>\u0110\u00f3 l\u00e0 \u0111i\u1ec1u b\u00ecnh th\u01b0\u1eddng.<br \/>\nVi\u1ec7c kinh doanh kh\u00f4ng n\u1ee3 n\u1ea7n qu\u1ea3 th\u1ef1c l\u00e0 \u0111i\u1ec1u \u0111\u00e1ng kh\u00e2m ph\u1ee5c, nh\u01b0ng ng\u01b0\u1ee3c l\u1ea1i th\u00ec...<strong>\u201cCh\u01b0a t\u00edch l\u0169y \u0111\u1ee7 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng\u201d<\/strong>C\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c xem l\u00e0 nh\u01b0 v\u1eady.<\/p>\n<p>T\u00edn d\u1ee5ng = uy t\u00edn x\u00e3 h\u1ed9i.<\/p>\n<p>Vay mua nh\u00e0 c\u0169ng v\u1eady ph\u1ea3i kh\u00f4ng?<br \/>\nC\u00f3 ng\u01b0\u1eddi c\u00f3 th\u1ec3 vay \u0111\u01b0\u1ee3c 30 tri\u1ec7u y\u00ean, trong khi c\u00f3 ng\u01b0\u1eddi ch\u1ec9 vay \u0111\u01b0\u1ee3c 15 tri\u1ec7u y\u00ean.<br \/>\nNh\u1eefng ng\u01b0\u1eddi \u0111\u00e3 ki\u00ean tr\u00ec t\u00edch l\u0169y th\u00e0nh t\u00edch tr\u1ea3 n\u1ee3 \u0111\u1ec1u \u0111\u1eb7n s\u1ebd c\u00f3 m\u1ee9c t\u00edn d\u1ee5ng cao.<br \/>\nH\u1ecd s\u1ebd kh\u00f4ng cho nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean ch\u1eadm tr\u1ea3 n\u1ee3 vay ti\u1ec1n.<br \/>\nC\u0169ng gi\u1ed1ng nh\u01b0 vi\u1ec7c d\u00f9 l\u00e0 b\u1ea1n b\u00e8 \u0111i ch\u0103ng n\u1eefa, m\u00ecnh c\u0169ng kh\u00f4ng mu\u1ed1n cho m\u01b0\u1ee3n ti\u1ec1n l\u1ea7n n\u1eefa v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng ch\u1ecbu tr\u1ea3 l\u1ea1i v\u1eady (Th\u00f4i th\u00ec \u0111\u1eebng cho m\u01b0\u1ee3n, c\u0169ng \u0111\u1eebng \u0111i vay!)<\/p>\n<p>N\u00f3i c\u00e1ch kh\u00e1c<strong>Vi\u1ec7c \u201cc\u00f4ng ty c\u00f3 th\u1ec3 vay v\u1ed1n v\u1edbi quy m\u00f4 t\u1eeb v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ebfn v\u00e0i ngh\u00ecn t\u1ef7\u201d ch\u1ee9ng t\u1ecf c\u00f4ng ty \u0111\u00f3 c\u00f3 uy t\u00edn x\u00e3 h\u1ed9i cao \u0111\u1ebfn m\u1ee9c \u0111\u00f3<\/strong>\u0110\u00f3 ch\u00ednh l\u00e0 b\u1eb1ng ch\u1ee9ng.<\/p>\n<p>\u0110\u1ec3 tham kh\u1ea3o, theo s\u1ed1 li\u1ec7u t\u1ed5ng h\u1ee3p c\u1ee7a Vi\u1ec7n Nghi\u00ean c\u1ee9u Kinh t\u1ebf X\u00e2y d\u1ef1ng (RICE) \u2013 m\u1ed9t t\u1ed5 ch\u1ee9c phi l\u1ee3i nhu\u1eadn,<strong>T\u1ed5ng n\u1ee3 ph\u1ea3i tr\u1ea3 c\u00f3 l\u00e3i c\u1ee7a c\u00e1c c\u00f4ng ty t\u1ed5ng th\u1ea7u x\u00e2y d\u1ef1ng l\u1edbn, v\u1eeba v\u00e0 trung b\u00ecnh v\u00e0o qu\u00fd 2 n\u0103m t\u00e0i ch\u00ednh 2024 l\u00e0 kho\u1ea3ng 4,3 ngh\u00ecn t\u1ef7 y\u00ean<\/strong>, t\u0103ng kho\u1ea3ng 14,11 TP3T so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. (Vi\u1ec7c nhi\u1ec1u doanh nghi\u1ec7p t\u0103ng m\u1ee9c vay cho th\u1ea5y kh\u1ea3 n\u0103ng h\u1ecd \u0111ang c\u00f3 l\u1ee3i nhu\u1eadn cao! V\u1ec1 c\u01a1 b\u1ea3n, ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng cho vay n\u1ebfu c\u00f4ng ty kh\u00f4ng c\u00f3 l\u1ee3i nhu\u1eadn!)<\/p>\n<p>\u0110\u00f3 l\u00e0 4,3 ngh\u00ecn t\u1ef7 y\u00ean \u0111\u1ea5y, 4,3 ngh\u00ecn t\u1ef7.<br \/>\nN\u1ebfu c\u1ed9ng th\u00eam c\u1ea3 kho\u1ea3n n\u1ee3 thu\u00ea t\u00e0i ch\u00ednh v\u00e0o \u0111\u00e2y th\u00ec con s\u1ed1 s\u1ebd c\u00f2n l\u1edbn h\u01a1n n\u1eefa.<\/p>\n<hr \/>\n<h2>\ud83d\udcca S\u1ed1 ti\u1ec1n vay th\u1ef1c t\u1ebf (t\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 3 n\u0103m 2025, tr\u00ean c\u01a1 s\u1edf h\u1ee3p nh\u1ea5t)<\/h2>\n<table>\n<thead>\n<tr>\n<th>T\u00ean c\u00f4ng ty<\/th>\n<th>N\u1ee3 ph\u1ea3i tr\u1ea3 c\u00f3 l\u00e3i tr\u00ean b\u00e1o c\u00e1o t\u00e0i ch\u00ednh h\u1ee3p nh\u1ea5t<\/th>\n<th>N\u1ee3 ph\u1ea3i tr\u1ea3 c\u00f3 l\u00e3i tr\u00ean c\u01a1 s\u1edf ri\u00eang l\u1ebb<\/th>\n<th>Ngu\u1ed3n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Kashima Construction<\/td>\n<td>792 t\u1ef7 y\u00ean<\/td>\n<td>288,9 t\u1ef7 y\u00ean<\/td>\n<td>B\u00e1o c\u00e1o t\u00e0i ch\u00ednh t\u00f3m t\u1eaft cho n\u0103m t\u00e0i ch\u00ednh k\u1ebft th\u00fac v\u00e0o th\u00e1ng 3 n\u0103m 2025<\/td>\n<\/tr>\n<tr>\n<td>Shimizu Construction<\/td>\n<td>591,3 t\u1ef7 y\u00ean<\/td>\n<td>488,4 t\u1ef7 y\u00ean<\/td>\n<td>B\u00e1o c\u00e1o t\u00e0i ch\u00ednh t\u00f3m t\u1eaft cho n\u0103m t\u00e0i ch\u00ednh k\u1ebft th\u00fac v\u00e0o th\u00e1ng 3 n\u0103m 2025<\/td>\n<\/tr>\n<tr>\n<td>C\u00f4ng ty X\u00e2y d\u1ef1ng Obayashi<\/td>\n<td>362,7 t\u1ef7 y\u00ean<\/td>\n<td>(Vi\u1ec7c c\u00f4ng b\u1ed1 th\u00f4ng tin ri\u00eang l\u1ebb ch\u1ec9 \u00e1p d\u1ee5ng trong m\u1ed9t kho\u1ea3ng th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh)<\/td>\n<td>B\u00e1o c\u00e1o t\u00e0i ch\u00ednh t\u00f3m t\u1eaft cho n\u0103m t\u00e0i ch\u00ednh k\u1ebft th\u00fac v\u00e0o th\u00e1ng 3 n\u0103m 2025<\/td>\n<\/tr>\n<tr>\n<td>Taisei Construction<\/td>\n<td>315,5 t\u1ef7 y\u00ean<\/td>\n<td>(Gi\u1edbi h\u1ea1n c\u00f4ng b\u1ed1 ri\u00eang l\u1ebb)<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-60315\" src=\"https:\/\/norimen.net\/wordpress\/wp-content\/uploads\/2026\/05\/50cf333d76064b59e71d03c5e1b2dc9c.jpg\" alt=\"M\u1ed9t nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng v\u00e0 m\u1ed9t nh\u00e2n vi\u00ean k\u1ebf to\u00e1n c\u1ee7a c\u00f4ng ty x\u00e2y d\u1ef1ng t\u1ed5ng h\u1ee3p \u0111ang b\u1eaft tay nhau trong ph\u00f2ng ti\u1ebfp kh\u00e1ch\" width=\"600\" height=\"338\" \/><\/p>\n<hr \/>\n<h2>Cu\u1ed1i c\u00f9ng th\u00ec c\u01a1 ch\u1ebf c\u0169ng v\u1eabn t\u01b0\u01a1ng t\u1ef1 th\u00f4i (c\u01b0\u1eddi)<\/h2>\n<p>V\u00e0, vi\u1ec7c b\u00e3i b\u1ecf h\u1ed1i phi\u1ebfu l\u1ea7n n\u00e0y.<br \/>\nNguy\u00ean nh\u00e2n s\u00e2u xa l\u00e0<strong>Theo ch\u00ednh s\u00e1ch c\u1ee7a Ch\u00ednh ph\u1ee7, \u0111\u1ebfn cu\u1ed1i n\u0103m t\u00e0i ch\u00ednh 2026 (cu\u1ed1i th\u00e1ng 3 n\u0103m 2027), s\u1ed1 l\u01b0\u1ee3ng h\u1ed1i phi\u1ebfu v\u00e0 s\u00e9c gi\u1ea5y \u0111\u01b0\u1ee3c trao \u0111\u1ed5i s\u1ebd gi\u1ea3m xu\u1ed1ng c\u00f2n 0<\/strong>\u0110\u00f3 l\u00e0 m\u1ee5c ti\u00eau c\u1ee7a t\u00f4i. (T\u00f4i c\u00f3 c\u1ea3m gi\u00e1c l\u00e0 m\u00ecnh \u0111\u00e3 t\u1eebng \u0111\u1ec1 c\u1eadp \u0111\u1ebfn \u0111i\u1ec1u n\u00e0y trong b\u00e0i vi\u1ebft tr\u01b0\u1edbc)<br \/>\n<a href=\"https:\/\/www.zenginkyo.or.jp\/\" target=\"_blank\" rel=\"noopener\">Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng To\u00e0n qu\u1ed1c \u201cK\u1ebf ho\u1ea1ch h\u00e0nh \u0111\u1ed9ng t\u1ef1 nguy\u1ec7n h\u01b0\u1edbng t\u1edbi vi\u1ec7c s\u1ed1 h\u00f3a to\u00e0n di\u1ec7n c\u00e1c ch\u1ee9c n\u0103ng c\u1ee7a h\u1ed1i phi\u1ebfu v\u00e0 s\u00e9c\u201d, th\u00e1ng 7 n\u0103m 2021<\/a>\uff09<\/p>\n<p>\u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty l\u1edbn, kh\u00f4ng th\u1ec3 \u0111\u1ed9t ng\u1ed9t th\u00f4ng b\u00e1o \u201cS\u1ebd ng\u1eebng \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y mai!\u201d \u0111\u01b0\u1ee3c.<br \/>\nT\u00f4i ngh\u0129 r\u1eb1ng sau h\u01a1n m\u1ed9t n\u0103m, sau khi ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd v\u1edbi ng\u00e2n h\u00e0ng v\u00e0 \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i quy tr\u00ecnh k\u1ebf to\u00e1n, cu\u1ed1i c\u00f9ng ch\u00fang t\u00f4i c\u0169ng \u0111\u00e3 ho\u00e0n t\u1ea5t c\u00f4ng vi\u1ec7c n\u00e0y.<\/p>\n<p>V\u1edbi m\u1ed9t c\u00f4ng ty nh\u1ecf b\u00e9 nh\u01b0 ch\u00fang t\u00f4i, ch\u1ec9 c\u1ea7n n\u00f3i \u201cT\u1eeb th\u00e1ng sau s\u1ebd thay \u0111\u1ed5i!\u201d l\u00e0 xong r\u1ed3i (c\u01b0\u1eddi).<\/p>\n<p>V\u00e0, sau khi t\u1edd gi\u1ea5y \u0111\u00f3 bi\u1ebfn m\u1ea5t, th\u1ee9 xu\u1ea5t hi\u1ec7n ti\u1ebfp theo l\u00e0<strong>\u201cDensai (kho\u1ea3n n\u1ee3 \u0111\u01b0\u1ee3c ghi nh\u1eadn \u0111i\u1ec7n t\u1eed)\u201d, \u201cfactoring\u201d<\/strong>\u3002<br \/>\nD\u00f9 gi\u1ea5y \u0111\u00e3 bi\u1ebfn m\u1ea5t, nh\u01b0ng v\u1ec1 c\u01a1 b\u1ea3n th\u00ec c\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng v\u1eabn t\u01b0\u01a1ng t\u1ef1 nh\u01b0 tr\u01b0\u1edbc.<br \/>\nV\u00e0<strong>Ti\u1ec1n hoa h\u1ed3ng c\u1ee9 th\u1ebf b\u1ecb tr\u00edch ra t\u1eebng ch\u00fat m\u1ed9t qua c\u00e1c nh\u00e0 th\u1ea7u thi c\u00f4ng<\/strong>V\u00e0 th\u1ebf l\u00e0.<\/p>\n<p>Xu h\u01b0\u1edbng nh\u01b0 th\u1ebf n\u00e0y kh\u00f4ng ph\u1ea3i do ch\u00fang t\u00f4i, nh\u1eefng nh\u00e0 th\u1ea7u ph\u1ee5, t\u1ea1o ra, n\u00ean cu\u1ed1i c\u00f9ng th\u00ec h\u1ea7u nh\u01b0 \u0111\u1ec1u b\u1ecb chi ph\u1ed1i b\u1edfi l\u1ee3i \u00edch v\u00e0 c\u00e1ch suy ngh\u0129 c\u1ee7a c\u00e1c c\u00f4ng ty l\u1edbn th\u00f4i (c\u01b0\u1eddi)<\/p>\n<hr \/>\n<h2>\u0110\u1eebng coi th\u01b0\u1eddng ph\u00ed d\u1ecbch v\u1ee5 nh\u00e9 w<\/h2>\n<p>C\u00f3 ng\u01b0\u1eddi n\u00f3i: \u201cCh\u1ec9 l\u00e0 m\u1ed9t kho\u1ea3n ph\u00ed nh\u1ecf th\u00ec c\u00f3 sao \u0111\u00e2u.\u201d<br \/>\nNh\u01b0ng m\u00e0, n\u1ebfu quy m\u00f4 kh\u00e1c \u0111i th\u00ec m\u1ecdi chuy\u1ec7n s\u1ebd kh\u00e1c h\u1eb3n \u0111\u1ea5y.<\/p>\n<p>Khi m\u1ed9t c\u00e1 nh\u00e2n r\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i m\u00e1y ATM c\u1ee7a c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i, s\u1ed1 ti\u1ec1n t\u1ed1i \u0111a c\u0169ng ch\u1ec9 kho\u1ea3ng d\u01b0\u1edbi 200 y\u00ean.<br \/>\nN\u1ebfu l\u00e0 c\u00e1 nh\u00e2n th\u00ec \u0111\u00e2y l\u00e0 m\u1ee9c ti\u1ec1n m\u00e0 ng\u01b0\u1eddi ta th\u01b0\u1eddng ngh\u0129 \u201cTh\u00f4i, c\u0169ng \u0111\u01b0\u1ee3c th\u00f4i\u201d. (\u0110\u1eebng coi th\u01b0\u1eddng nh\u00e9!)<\/p>\n<p>Nh\u01b0ng khi \u0111i\u1ec1u n\u00e0y tr\u1edf th\u00e0nh chuy\u1ec7n c\u1ee7a c\u00f4ng ty th\u00ec...<strong>M\u1ed9t kho\u1ea3n ti\u1ec1n kh\u00f4ng th\u1ec3 coi l\u00e0 chuy\u1ec7n \u0111\u00f9a<\/strong>s\u1ebd l\u00e0.<br \/>\nV\u1edbi quy m\u00f4 c\u1ee7a c\u00e1c t\u1ed5ng th\u1ea7u x\u00e2y d\u1ef1ng l\u1edbn, ph\u00ed hoa h\u1ed3ng h\u00e0ng n\u0103m c\u00f3 th\u1ec3 l\u00ean t\u1edbi h\u00e0ng tr\u0103m tri\u1ec7u.<br \/>\nNgay c\u1ea3 nh\u1eefng doanh nghi\u1ec7p nh\u1ecf b\u00e9 nh\u01b0 ch\u00fang t\u00f4i c\u0169ng ti\u00eau t\u1ed1n kho\u1ea3ng 1 tri\u1ec7u m\u1ed7i n\u0103m.<\/p>\n<p>Nh\u00e2n ti\u1ec7n,<strong>Doanh thu th\u01b0\u1eddng xuy\u00ean ri\u00eang l\u1ebb c\u1ee7a Ng\u00e2n h\u00e0ng Seven trong n\u0103m t\u00e0i ch\u00ednh 2024 (k\u1ebft th\u00fac v\u00e0o th\u00e1ng 3 n\u0103m 25) \u0111\u1ea1t 135,7 t\u1ef7 y\u00ean<\/strong>\u3002<br \/>\nH\u1ea7u h\u1ebft trong s\u1ed1 \u0111\u00f3 \u0111\u1ebfn t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u1ed1i t\u00e1c<strong><span style=\"color: #ff0000;\">Ph\u00ed thu t\u1eeb m\u00e1y ATM<\/span><\/strong>\u0110\u00f3 l\u00e0.<\/p>\n<p>Ch\u1ec9 v\u1edbi m\u1ed9t chi\u1ebfc m\u00e1y, v\u1edbi m\u1ee9c ph\u00ed v\u00e0i tr\u0103m y\u00ean m\u1ed7i l\u1ea7n, \u0111\u00e3 t\u1ea1o ra 135,7 t\u1ef7 y\u00ean \u0111\u1ea5y.<br \/>\nPh\u00ed s\u1eed d\u1ee5ng ATM l\u00e0 200 y\u00ean m\u1ed7i l\u1ea7n.<br \/>\nTrong khi m\u1ecdi ng\u01b0\u1eddi c\u00f2n coi th\u01b0\u1eddng \u0111i\u1ec1u n\u00e0y l\u00e0 \u201cchuy\u1ec7n nh\u1ecf\u201d, th\u00ec th\u1ecb tr\u01b0\u1eddng ph\u00ed d\u1ecbch v\u1ee5 kh\u1ed5ng l\u1ed3 \u0111\u00e3 v\u00e0 \u0111ang v\u1eadn h\u00e0nh.<br \/>\nC\u00e1c d\u1ecbch v\u1ee5 nh\u01b0 thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 mua b\u00e1n kho\u1ea3n ph\u1ea3i thu c\u0169ng \u0111ang d\u1ea7n b\u1ecb v\u01b0\u1ee3t m\u1eb7t theo c\u01a1 ch\u1ebf t\u01b0\u01a1ng t\u1ef1.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-60316\" src=\"https:\/\/norimen.net\/wordpress\/wp-content\/uploads\/2026\/05\/9c756dce701e63bd96ffbb830adf94df.jpg\" alt=\"C\u1ea3nh t\u01b0\u1ee3ng kho\u1ea3n ph\u00ed b\u1ecb h\u00fat v\u00e0o t\u00f2a nh\u00e0 ng\u00e2n h\u00e0ng kh\u1ed5ng l\u1ed3 n\u1eb1m \u1edf ph\u00eda sau\" width=\"600\" height=\"338\" \/><\/p>\n<hr \/>\n<h2>Nh\u1eadn di\u1ec7n xu h\u01b0\u1edbng th\u1eddi \u0111\u1ea1i<\/h2>\n<p>Vi\u1ec7c c\u00e1c c\u00f4ng ty x\u00e2y d\u1ef1ng t\u1ed5ng th\u1ea7u l\u1edbn c\u1ea3i thi\u1ec7n \u0111i\u1ec1u ki\u1ec7n thanh to\u00e1n l\u00e0 tin \u0111\u00e1ng m\u1eebng \u0111\u1ed1i v\u1edbi ch\u00fang t\u00f4i, nh\u1eefng nh\u00e0 th\u1ea7u ph\u1ee5.<br \/>\n\u0110\u00e2y l\u00e0 m\u1ed9t s\u1ef1 th\u1eadt kh\u00f4ng th\u1ec3 ch\u1ed1i c\u00e3i.<\/p>\n<p>Tuy nhi\u00ean, ch\u1ec9 c\u00f3 gi\u1ea5y h\u1ed1i phi\u1ebfu l\u00e0 bi\u1ebfn m\u1ea5t, c\u00f2n c\u00e1c c\u01a1 ch\u1ebf \u0111\u00e3 thay \u0111\u1ed5i h\u00ecnh th\u1ee9c (h\u1ed1i phi\u1ebfu \u0111i\u1ec7n t\u1eed, mua b\u00e1n n\u1ee3) v\u1eabn gi\u1eef nguy\u00ean v\u1ecb tr\u00ed...<br \/>\nCh\u00ednh v\u00e0o l\u00fac c\u01a1 ch\u1ebf thay \u0111\u1ed5i,<strong>\u201cAi s\u1ebd tr\u1ea3 ph\u00ed d\u1ecbch v\u1ee5 v\u00e0 ai s\u1ebd thu ph\u00ed?\u201d<\/strong>C\u1ea7n ph\u1ea3i b\u00ecnh t\u0129nh quan s\u00e1t t\u00ecnh h\u00ecnh xung quanh, ch\u1eb3ng h\u1ea1n nh\u01b0 nh\u1eefng \u0111i\u1ec1u \u0111\u00f3. T\u1ea1i sao l\u1ea1i th\u1ebf nh\u1ec9? (c\u01b0\u1eddi)<\/p>\n<p>Th\u1eddi \u0111\u1ea1i n\u00e0y \u0111ang tr\u1edf n\u00ean kh\u00f3 kh\u0103n.<br \/>\nTuy nhi\u00ean, n\u1ebfu lu\u00f4n theo d\u00f5i s\u00e1t sao nh\u1eefng \u0111\u1ed9ng th\u00e1i c\u1ee7a c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn nh\u01b0 v\u1eady, ch\u00fang ta s\u1ebd c\u00f3 th\u1ec3 n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c xu h\u01b0\u1edbng chung c\u1ee7a to\u00e0n ng\u00e0nh.<br \/>\nM\u1ed9t h\u00f3a \u0111\u01a1n, m\u1ed9t giao d\u1ecbch chuy\u1ec3n kho\u1ea3n \u2013 v\u00e0 \u0111\u1eb1ng sau \u0111\u00f3, d\u00f2ng ti\u1ec1n \u0111ang di chuy\u1ec3n nh\u01b0 th\u1ebf n\u00e0o?<br \/>\nCh\u1ec9 c\u1ea7n nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c \u0111i\u1ec1u \u0111\u00f3 th\u00f4i, c\u00e1ch suy ngh\u0129, c\u00e1ch h\u00e0nh \u0111\u1ed9ng v\u00e0 c\u00e1ch t\u1ed5 ch\u1ee9c c\u00f4ng vi\u1ec7c c\u1ee7a b\u1ea1n trong t\u01b0\u01a1ng lai c\u0169ng s\u1ebd thay \u0111\u1ed5i.<\/p>\n<p>M\u1ed9t th\u1eddi k\u1ef3 \u0111\u1ea7y kh\u00f3 kh\u0103n, trong \u0111\u00f3 nh\u1eefng t\u00e1c \u0111\u1ed9ng c\u1ee7a chi\u1ebfn tranh s\u1ebd ng\u00e0y c\u00e0ng b\u1ed9c l\u1ed9 r\u00f5 r\u00e0ng h\u01a1n!<\/p>\n<p>H\u00e3y thu th\u1eadp v\u00e0 xem x\u00e9t k\u1ef9 l\u01b0\u1ee1ng c\u00e1c th\u00f4ng tin n\u00e0y nh\u00e9.<\/p>\n<p>&nbsp;<\/p>\n<p>H\u1eb9n g\u1eb7p l\u1ea1i nh\u00e9.<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"rgdXMxGGYl\"><p><a href=\"https:\/\/norimen.net\/vi\/nguyen-tac-thanh-toan-bang-tien-mat-cho-nha-thau-phu\/\">V\u1ec1 nguy\u00ean t\u1eafc, vi\u1ec7c thanh to\u00e1n cho nh\u00e0 th\u1ea7u ph\u1ee5 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng ti\u1ec1n m\u1eb7t<\/a><\/p><\/blockquote>\n<p><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"\u201cVi\u1ec7c thanh to\u00e1n cho nh\u00e0 th\u1ea7u ph\u1ee5 v\u1ec1 nguy\u00ean t\u1eafc ph\u1ea3i b\u1eb1ng ti\u1ec1n m\u1eb7t\u201d \u2014 Kh\u00f3a h\u1ecdc qu\u1ea3n l\u00fd m\u1eb7t d\u1ed1c c\u1ee7a Shin-Ent\" src=\"https:\/\/norimen.net\/subcontractor-payment-cash-principle\/embed\/#?secret=7K1m3EXyac#?secret=rgdXMxGGYl\" data-secret=\"rgdXMxGGYl\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>","protected":false},"excerpt":{"rendered":"<p>Xin ch\u00e0o m\u1ecdi ng\u01b0\u1eddi. T\u00f4i l\u00e0 Enta. M\u1edbi \u0111\u00e2y t\u00f4i c\u00f3 \u0111\u1ecdc \u0111\u01b0\u1ee3c m\u1ed9t tin t\u1ee9c nh\u01b0 th\u1ebf n\u00e0y. \u0110\u00f3 l\u00e0 th\u00f4ng tin v\u1ec1 vi\u1ec7c m\u1ed9t t\u1eadp \u0111o\u00e0n x\u00e2y d\u1ef1ng l\u1edbn s\u1ebd b\u00e3i b\u1ecf h\u00ecnh th\u1ee9c thanh to\u00e1n b\u1eb1ng h\u1ed1i phi\u1ebfu v\u00e0 chuy\u1ec3n sang thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t. N\u00f3i th\u1eadt th\u00ec t\u00f4i c\u00f3 c\u1ea3m gi\u00e1c \u201cSao gi\u1edd m\u1edbi l\u00e0m v\u1eady!\u201d, nh\u01b0ng \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1ecf th\u00ec \u0111\u00e2y l\u1ea1i l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 kh\u00e1 l\u1edbn. T\u1ea1i sao c\u00e1c t\u1eadp \u0111o\u00e0n x\u00e2y d\u1ef1ng l\u1edbn l\u1ea1i\u2026<\/p>","protected":false},"author":2,"featured_media":60312,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[14271],"tags":[132,525,5520,14350],"class_list":["post-60310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-construction-industry-3","tag-132","tag-525","tag-5520","tag-14350"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ 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