{"id":58086,"date":"2026-01-25T08:00:29","date_gmt":"2026-01-24T23:00:29","guid":{"rendered":"https:\/\/norimen.net\/?p=58086"},"modified":"2026-05-16T17:59:12","modified_gmt":"2026-05-16T08:59:12","slug":"viec-luu-giu-thong-tin-phuong-thuc-thanh-toan-cua-khach-hang-la-vi-pham-phap-luat","status":"publish","type":"post","link":"https:\/\/norimen.net\/vi\/client-payment-method-retention-illegal\/","title":{"rendered":"Ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n c\u1ee7a nh\u00e0 th\u1ea7u ch\u00ednh c\u00f3 \u1ed5n kh\u00f4ng? Kho\u1ea3n ti\u1ec1n gi\u1eef l\u1ea1i c\u00f3 th\u1ec3 l\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt."},"content":{"rendered":"

Xin ch\u00e0o m\u1ecdi ng\u01b0\u1eddi.<\/p>\n

\u0110\u00e2y l\u00e0 Enta.<\/p>\n

C\u00e1c b\u1ea1n c\u00f3 ch\u1eafc ch\u1eafn r\u1eb1ng nh\u00e0 th\u1ea7u ch\u00ednh s\u1ebd thanh to\u00e1n kh\u00f4ng?<\/p>\n

\"Lu\u1eadt<\/p>\n

T\u00f4i ngh\u0129 r\u1eb1ng vi\u1ec7c thanh to\u00e1n c\u1ee7a h\u1ea7u h\u1ebft c\u00e1c nh\u00e0 th\u1ea7u ch\u00ednh s\u1ebd kh\u00f4ng c\u00f3 v\u1ea5n \u0111\u1ec1 g\u00ec.<\/p>\n

Tuy nhi\u00ean, th\u1eadt \u0111\u00e1ng ti\u1ebfc l\u00e0 v\u1eabn c\u00f3 m\u1ed9t s\u1ed1 nh\u00e0 th\u1ea7u ch\u00ednh ch\u1eadm thanh to\u00e1n.<\/p>\n

Theo \u201cLu\u1eadt v\u1ec1 vi\u1ec7c h\u1ee3p l\u00fd h\u00f3a c\u00e1c giao d\u1ecbch \u1ee7y th\u00e1c c\u1ee7a doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf\u201d c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0o th\u00e1ng 1 n\u0103m 2026,<\/p>\n

C\u1ea5m vi\u1ec7c \u0111\u01a1n ph\u01b0\u01a1ng quy\u1ebft \u0111\u1ecbnh gi\u00e1 c\u1ea3 v\u00e0 c\u1ea5m thanh to\u00e1n b\u1eb1ng h\u1ed1i phi\u1ebfu<\/strong>v.v. \u0111\u00e3 \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh.<\/p>\n

C\u00e1c \u0111i\u1ec3m s\u1eeda \u0111\u1ed5i v\u00e0 c\u1ea3i ti\u1ebfn ch\u00ednh<\/strong>:<\/span><\/h3>\n

C\u1ea5m vi\u1ec7c \u0111\u01a1n ph\u01b0\u01a1ng quy\u1ebft \u0111\u1ecbnh gi\u00e1 c\u1ea3<\/strong><\/span><\/p>\n

C\u1ea5m vi\u1ec7c kh\u00f4ng \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u th\u01b0\u01a1ng l\u01b0\u1ee3ng gi\u00e1 t\u1eeb c\u00e1c doanh nghi\u1ec7p nh\u1eadn th\u1ea7u quy m\u00f4 v\u1eeba v\u00e0 nh\u1ecf trong tr\u01b0\u1eddng h\u1ee3p chi ph\u00ed t\u0103ng cao, ho\u1eb7c \u0111\u01a1n ph\u01b0\u01a1ng quy\u1ebft \u0111\u1ecbnh gi\u00e1 m\u00e0 kh\u00f4ng \u0111\u01b0a ra l\u1eddi gi\u1ea3i th\u00edch (bao g\u1ed3m c\u1ea3 vi\u1ec7c gi\u1eef nguy\u00ean gi\u00e1)<\/div>\n
<\/div>\n

H\u1ea1n ch\u1ebf v\u1ec1 ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n<\/strong><\/span><\/p>\n

C\u1ea5m thanh to\u00e1n b\u1eb1ng h\u1ed1i phi\u1ebfu c\u00f3 th\u1eddi h\u1ea1n v\u01b0\u1ee3t qu\u00e1 60 ng\u00e0y. Ngay c\u1ea3 \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 \u0111\u01b0\u1ee3c ghi nh\u1eadn \u0111i\u1ec7n t\u1eed v\u00e0 d\u1ecbch v\u1ee5 mua b\u00e1n n\u1ee3, nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f3 thu h\u1ed3i \u0111\u01b0\u1ee3c to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n c\u0169ng b\u1ecb c\u1ea5m. C\u0169ng c\u1ea5m vi\u1ec7c b\u1eaft c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf ph\u1ea3i ch\u1ecbu ph\u00ed chuy\u1ec3n kho\u1ea3n.<\/span><\/p>\n

<\/div>\n

M\u1edf r\u1ed9ng ph\u1ea1m vi \u00e1p d\u1ee5ng<\/strong><\/span><\/p>\n

B\u1ed5 sung ti\u00eau ch\u00ed v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng nh\u00e2n vi\u00ean v\u00e0 m\u1edf r\u1ed9ng ph\u1ea1m vi \u00e1p d\u1ee5ng sang c\u00e1c giao d\u1ecbch logistics.<\/span><\/p>\n

\n

V\u1edbi d\u1ef1 lu\u1eadt n\u00e0y, r\u1ea5t c\u00f3 kh\u1ea3 n\u0103ng trong t\u01b0\u01a1ng lai s\u1ebd c\u00f3 nh\u1eefng thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3, ch\u1eb3ng h\u1ea1n nh\u01b0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n v\u00e0 ph\u00ed chuy\u1ec3n kho\u1ea3n khi thanh to\u00e1n s\u1ebd do nh\u00e0 th\u1ea7u ch\u00ednh chi tr\u1ea3.<\/p>\n

Trong t\u01b0\u01a1ng lai, c\u00f3 v\u1ebb nh\u01b0 s\u1ebd xu\u1ea5t hi\u1ec7n nhi\u1ec1u ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00e1c nhau.<\/p>\n

N\u00f3i th\u1eb3ng ra, ph\u00eda nh\u00e0 th\u1ea7u ph\u1ee5 th\u00ec c\u00f3 qu\u00e1 nhi\u1ec1u chuy\u1ec7n x\u1ea3y ra \u0111\u1ebfn m\u1ee9c kh\u00f4ng hi\u1ec3u n\u1ed5i.<\/p>\n

C\u00f3 c\u00e1c d\u1ecbch v\u1ee5 nh\u01b0 mua b\u00e1n kho\u1ea3n ph\u1ea3i thu, tr\u00e1i phi\u1ebfu \u0111i\u1ec7n l\u1ef1c v\u00e0 nhi\u1ec1u h\u00ecnh th\u1ee9c kh\u00e1c, nh\u01b0ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh l\u1ea1i xen v\u00e0o v\u00e0 thu ph\u00ed...<\/p>\n

T\u00f4i c\u00f3 c\u1ea3m gi\u00e1c t\u00ecnh h\u00ecnh \u0111ang tr\u1edf n\u00ean \u0111\u1ebfn m\u1ee9c ch\u1ec9 c\u00f3 th\u1ec3 th\u1ed1t l\u00ean: \u201cC\u00e1i g\u00ec th\u1ebf n\u00e0y v\u1eady???\u201d th\u00f4i (c\u01b0\u1eddi)<\/p>\n

\"Kho\u1ea3n<\/p>\n

Trong s\u1ed1 \u0111\u00f3, v\u1ea5n \u0111\u1ec1 nghi\u00eam tr\u1ecdng nh\u1ea5t l\u00e0 kho\u1ea3n ti\u1ec1n gi\u1eef l\u1ea1i.<\/p>\n

\u0110\u00e2y l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 kh\u00e1 m\u01a1 h\u1ed3.<\/p>\n

 <\/p>\n

C\u00f3 ngh\u0129a l\u00e0 s\u1ebd gi\u1eef l\u1ea1i kho\u1ea3ng 10% t\u1ed5ng gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng v\u00e0 thanh to\u00e1n sau khi ho\u00e0n th\u00e0nh, ph\u1ea3i kh\u00f4ng?<\/p>\n

 <\/p>\n

V\u00ed d\u1ee5, gi\u1ea3 s\u1eed m\u1ed7i th\u00e1ng c\u00f3 doanh thu 1 tri\u1ec7u y\u00ean.<\/p>\n

10% \u0111\u00f3 s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c thanh to\u00e1n d\u01b0\u1edbi d\u1ea1ng kho\u1ea3n d\u1ef1 tr\u1eef, m\u00e0 ch\u1ec9 c\u00f3 900.000 y\u00ean \u0111\u01b0\u1ee3c thanh to\u00e1n.<\/p>\n

N\u1ebfu chuy\u1ec7n n\u00e0y x\u1ea3y ra sau khi ki\u1ec3m tra ho\u00e0n thi\u1ec7n th\u00ec cu\u1ed1i c\u00f9ng s\u1ebd ra sao??<\/p>\n

Th\u1ebf l\u00e0 s\u1ebd th\u00e0nh nh\u01b0 v\u1eady ph\u1ea3i kh\u00f4ng nh\u1ec9?<\/p>\n

Tuy nhi\u00ean, trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng th\u01b0\u1eddng ghi r\u00f5 l\u00e0 thanh to\u00e1n 100% b\u1eb1ng ti\u1ec1n m\u1eb7t.<\/p>\n

V\u1eady c\u00f3 ngh\u0129a l\u00e0, v\u00ec c\u00e1c c\u01a1 quan h\u00e0nh ch\u00ednh \u0111\u1ec1u cho r\u1eb1ng kho\u1ea3n ti\u1ec1n n\u00e0y \u0111\u01b0\u1ee3c thanh to\u00e1n b\u00ecnh th\u01b0\u1eddng n\u00ean c\u0169ng kh\u00f4ng c\u00f3 b\u1ea5t k\u1ef3 ch\u1ec9 \u0111\u1ea1o h\u00e0nh ch\u00ednh n\u00e0o c\u1ea3, ph\u1ea3i kh\u00f4ng?<\/p>\n

 <\/p>\n

Vi\u1ec7c t\u1ea1m ho\u00e3n thanh to\u00e1n trong th\u1eddi gian d\u00e0i m\u00e0 kh\u00f4ng c\u00f3 l\u00fd do ch\u00ednh \u0111\u00e1ng l\u00e0 vi ph\u1ea1m Lu\u1eadt X\u00e2y d\u1ef1ng<\/h3>\n

Vi\u1ec7c tr\u00ec ho\u00e3n thanh to\u00e1n trong th\u1eddi gian d\u00e0i m\u00e0 kh\u00f4ng c\u00f3 l\u00fd do ch\u00ednh \u0111\u00e1ng l\u00e0 vi ph\u1ea1m Lu\u1eadt X\u00e2y d\u1ef1ng. Sau khi c\u00f4ng tr\u00ecnh ho\u00e0n th\u00e0nh v\u00e0 vi\u1ec7c ki\u1ec3m tra c\u0169ng nh\u01b0 b\u00e0n giao c\u1ee7a nh\u00e0 th\u1ea7u ch\u00ednh \u0111\u00e3 k\u1ebft th\u00fac,<\/p>\n

Vi\u1ec7c kh\u00f4ng thanh to\u00e1n m\u1ed9t ph\u1ea7n ti\u1ec1n c\u00f4ng cho nh\u00e0 th\u1ea7u ph\u1ee5 d\u01b0\u1edbi d\u1ea1ng kho\u1ea3n gi\u1eef l\u1ea1i trong m\u1ed9t th\u1eddi gian d\u00e0i m\u00e0 kh\u00f4ng c\u00f3 l\u00fd do ch\u00ednh \u0111\u00e1ng l\u00e0,<\/p>\n

Vi ph\u1ea1m \u0110i\u1ec1u 24-3 ho\u1eb7c \u0110i\u1ec1u 24-5 c\u1ee7a Lu\u1eadt X\u00e2y d\u1ef1ng.<\/p>\n

\"K\u1ef9<\/p>\n

Th\u1eddi h\u1ea1n thanh to\u00e1n th\u01b0\u1eddng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh l\u00e0 trong v\u00f2ng 50 ng\u00e0y ho\u1eb7c trong kho\u1ea3ng th\u1eddi gian ng\u1eafn nh\u1ea5t c\u00f3 th\u1ec3.<\/p>\n

Ngay c\u1ea3 khi \u0111\u1ed3ng \u00fd v\u1edbi kho\u1ea3n ti\u1ec1n gi\u1eef l\u1ea1i, th\u00ec mu\u1ed9n nh\u1ea5t l\u00e0 v\u00e0o th\u00e1ng th\u1ee9 hai, c\u0169ng ph\u1ea3i gi\u1ea3i t\u1ecfa kho\u1ea3n ti\u1ec1n gi\u1eef l\u1ea1i c\u1ee7a th\u00e1ng tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n

 <\/p>\n

T\u00f4i ngh\u0129 r\u1eb1ng ng\u00e0y nay vi\u1ec7c gi\u1eef l\u1ea1i ti\u1ec1n nh\u01b0 v\u1eady l\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c n\u1eefa.<\/p>\n

\u0110\u1eb7c bi\u1ec7t, ch\u00fang t\u00f4i \u2013 nh\u1eefng nh\u00e0 th\u1ea7u ph\u1ee5 \u2013 s\u1ed1ng nh\u1edd v\u00e0o nh\u00e2n c\u00f4ng v\u00e0 m\u00e1y m\u00f3c.<\/p>\n

H\u01a1n n\u1eefa, v\u00ec \u0111ang \u0111i\u1ec1u h\u00e0nh c\u00f4ng ty v\u1edbi kho\u1ea3n n\u1ee3 kh\u00e1 l\u1edbn n\u00ean ngay c\u1ea3 10% \u0111\u00f3 c\u0169ng l\u00e0 m\u1ed9t con s\u1ed1 kh\u00f4ng nh\u1ecf nh\u1ec9.<\/p>\n

 <\/p>\n

Theo kinh nghi\u1ec7m c\u1ee7a t\u00f4i, c\u00f3 m\u1ed9t nh\u00e0 th\u1ea7u ch\u00ednh trong m\u1ed9t c\u00f4ng tr\u00ecnh k\u00e9o d\u00e0i h\u01a1n 2 n\u0103m m\u00e0 c\u1ee9 m\u00e3i kh\u00f4ng ch\u1ecbu gi\u1ea3i t\u1ecfa kho\u1ea3n ti\u1ec1n gi\u1eef l\u1ea1i w<\/p>\n

C\u00f4ng ty ch\u00fang t\u00f4i l\u00e0 nh\u00e0 th\u1ea7u ph\u1ee5 c\u1ea5p 3, nh\u01b0ng m\u1eb7c d\u00f9 nh\u00e0 th\u1ea7u ph\u1ee5 c\u1ea5p 2 nh\u1eadn \u0111\u01b0\u1ee3c 100% ti\u1ec1n m\u1eb7t t\u1eeb nh\u00e0 th\u1ea7u ph\u1ee5 c\u1ea5p 1,<\/p>\n

C\u00f4ng ty ch\u00fang t\u00f4i s\u1ebd gi\u1eef l\u1ea1i 10% s\u1ed1 ti\u1ec1n thanh to\u00e1n trong su\u1ed1t th\u1eddi gian thi c\u00f4ng.<\/p>\n

Th\u00f4i th\u00ec t\u00f4i c\u0169ng c\u00f3 l\u1ed7i v\u00ec \u0111\u00e3 im l\u1eb7ng, nh\u01b0ng chuy\u1ec7n n\u00e0y th\u1ef1c s\u1ef1 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u00e2u.<\/p>\n

 <\/p>\n

N\u1ebfu c\u00e1c b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n thanh to\u00e1n nh\u01b0 v\u1eady, xin vui l\u00f2ng th\u00f4ng b\u00e1o cho ch\u00fang t\u00f4i bi\u1ebft c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t.<\/p>\n

\u201cC\u00e1i n\u00e0y c\u00f3 th\u1ec3 l\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt \u0111\u1ea5y nh\u1ec9?\u201d (c\u01b0\u1eddi)<\/p>\n

 <\/p>\n

C\u00e1c nh\u00e0 th\u1ea7u ch\u00ednh th\u01b0\u1eddng th\u00edch vi\u1ec7c thanh to\u00e1n c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t, ph\u1ea3i kh\u00f4ng?<\/p>\n

\u00c0, n\u1ebfu \u0111\u00e2y l\u00e0 m\u1ed9t c\u00f4ng ty x\u00e2y d\u1ef1ng t\u1ed5ng th\u1ea7u l\u1edbn th\u00ec t\u00f4i v\u1eabn c\u00f3 th\u1ec3 ch\u1ecbu \u0111\u1ef1ng \u0111\u01b0\u1ee3c!<\/p>\n

 <\/p>\n

H\u1eb9n g\u1eb7p l\u1ea1i nh\u00e9.<\/p>","protected":false},"excerpt":{"rendered":"

Xin ch\u00e0o m\u1ecdi ng\u01b0\u1eddi. T\u00f4i l\u00e0 Enta. C\u00e1c b\u1ea1n c\u00f3 lo l\u1eafng v\u1ec1 vi\u1ec7c thanh to\u00e1n t\u1eeb c\u00e1c nh\u00e0 th\u1ea7u ch\u00ednh kh\u00f4ng? T\u00f4i ngh\u0129 ph\u1ea7n l\u1edbn c\u00e1c nh\u00e0 th\u1ea7u ch\u00ednh \u0111\u1ec1u thanh to\u00e1n \u0111\u00fang h\u1ea1n. Tuy nhi\u00ean, \u0111\u00e1ng ti\u1ebfc l\u00e0 v\u1eabn c\u00f3 m\u1ed9t s\u1ed1 nh\u00e0 th\u1ea7u ch\u00ednh ch\u1eadm thanh to\u00e1n. Theo \u201cLu\u1eadt H\u1ee3p l\u00fd h\u00f3a Giao d\u1ecbch v\u1edbi Doanh nghi\u1ec7p Nh\u1ecf v\u00e0 V\u1eeba\u201d s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0o th\u00e1ng 1 n\u0103m 2026, vi\u1ec7c \u0111\u01a1n ph\u01b0\u01a1ng\u2026<\/p>","protected":false},"author":2,"featured_media":58088,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[1755,3708,5199,14172],"class_list":["post-58086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-others","tag-1755","tag-3708","tag-5199","tag-14172"],"acf":[],"yoast_head":"\n\u652f\u6255\u30b5\u30a4\u30c8\u3000\u4fdd\u7559\u91d1\u3000\u5efa\u8a2d\u696d\u6cd5\u9055\u53cd\u306e\u898b\u76f4\u3057 - \u65b0\u30a8\u30f3\u30bf\u306e\u6cd5\u9762\u7ba1\u7406\u587e<\/title>\n<meta name=\"description\" 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